More than 3,000 low-income housing projects in the 20 most affordable markets in the USA

The Trump administration’s plan to abolish rules aimed at abolishing policies that promote apartheid and unfair living conditions is a bad move that will prevent us from creating fairer communities.  Ensure accountability to state and local governments by establishing procedures for fair housing evaluation and goals to overcome isolation patterns and causes. This is a necessary step to face the cruel truth and correct intergenerational injustice, but Ben Carson, the director of the Department of Housing and Urban Development, said in July that this position was too expensive, difficult and ineffective.  The President stated that the cost of housing in the suburbs will rise and the lifestyle many Americans dream of will stop because the pressure to build low-income homes in richer communities will no longer exist.  We need brave leadership to ensure that future generations are not further disadvantaged by unfair housing policies. In areas with fewer parks, playgrounds, shops, banks, and other infrastructure, lower housing costs, and slower growth, the decline in income does not help people in these communities realize their dream lifestyles.  Our analysis of more than 3,000 low-income housing projects in the 20 most affordable markets in the country shows that, with a few exceptions, low-income housing has no negative impact on home value.  Among the 50 largest metropolitan areas in the country, the average proportion of white households is higher.We cannot do without tools that help reveal the connection between single-family homes and residential isolation. The blatant racist policies that are deeply ingrained in the US real estate market, such as the red line (the government-approved systemic denial of housing loans to non-white communities), although these policies are no longer enshrined in the law.  Its results are now being reproduced through zoning, which prevents affordable rents and housing, unequal access to mortgages and credit, and other systemic failures. Our analysis of more than 3,000 low-income housing projects in the 20 most unaffordable markets in the country shows that, with a few exceptions, low-income housing projects will not negatively affect the value of neighboring houses.  On average, their income is lower than that of white families. Local policies that generate risk aversion by systematically prohibiting or blocking homes or housing prices that keep these families away from wealthy white communities are the purpose of the Obama administration’s AFFH rules.  Today's families are also destined to provide future generations with opportunities to create wealth. Nearly a century ago, communities with black residents were marked as "high risk" for housing loans, preventing black families from buying houses and accumulating wealth over time.  The rate of house appreciation in these areas continues to be slower than that in the higher-ranked areas, thus perpetuating this racial gap between rich and poor.Black applicants are 80% more likely to be rejected for mortgages than white applicants. Ignoring the inequality created by the Trump administration by repealing this rule will not make it go away. Local leaders should not wait for Washington and towns to review their regional and building requirements and make policy changes to help all residents understand the performance of houses.